MDA For Strength Independence & Life

Ways to Get Involved

Together with our generous supporters, MDA is fighting to free kids and adults from the harm of muscle-debilitating diseases so they can live longer and grow stronger. We need caring individuals like you to help us bring more treatments, the best care and life-changing support to families today.

Gifts of Life Insurance - Gift-Replacement

Lifetime Insurance Diagram

How It Works

  • You create a gift plan like a Charitable Gift Annuity or a Unitrust that will pay you income for your lifetime.
  • You also create a life insurance policy, naming your children or other heirs as beneficiaries. The amount of the death benefit replaces the contribution you made to create your life-income gift.
  • You pay the premiums for the policy from the income you are receiving from your life-income gift.
  • At your death, MDA receives the remaining balance of your gift plan, and your heirs receive cash in the amount of your original gift.

Benefits

  • You make a significant gift to MDA with no negative effect on your family's financial security.
  • After your gift, your estate is replenished for the benefit of your heirs.
  • No new assets are required to pay for this replacement: tax-savings from the charitable deduction plus income you receive from your new gift plan pay the premiums.
  • Donors with large families or children who will need long-term assistance can consider helping MDA at a level they never thought possible.
  • One asset can do the work of two: make a gift to MDA and provide an equal benefit to your heirs.

Next